Construction Insurance

Protect your livelihood with smart insurance solutions that are built around you.

Get a quote 020 8349 5100

Whatever your trade, protecting your livelihood with tailored, cost effective insurance is vital. But finding that insurance is not straightforward.

Whatever your trade, protecting your livelihood with tailored, cost effective insurance is crucial to the smooth running of your business. Whether you are a general builder, plumber, electrician, property developer or landscape gardener, it’s essential you have the right level of cover to protect your equipment, employees, clients, and reputation. That’s why it is so important to work with a specialist who understands the complexities of the construction industry.

Whatever your needs, Ashley Page can offer you expert advice and arrange cost effective cover to protect your unique risks. From contractors all risks and professional indemnity to non-negligence liability and building warranties, we will work with leading UK insurers to source all of your cover so that you don’t have to work with multiple brokers, simplifying the process and saving you valuable time.

Standard Covers

  • Contracts all risks.

  • Employers liability.

  • Public liability.

  • Contract works.

Optional Covers

Insurance for the Construction Industry From Ashley Page

At Ashley Page our aim right from the start of our partnership is to get to know your business and evaluate your needs. We have many years’ experience working with all types of businesses in the construction industry, from sole traders and contractors to large international companies. We understand the insurance needs of both contractors and their customers and can provide valuable guidance on the types and levels of insurance you need as a result. 

We’re experienced at navigating the complexities of JCT contracts and the associated insurance responsibilities, we’ll make sure you have the right insurance in place - no more, no less. We can also advise on where responsibility lies for insuring contract works and existing structures, as well as produce the documentation you need to satisfy contractors, lenders and clients. 

We will also carry out contract reviews, programme audits and design, site surveys, offer health and safety advice and provide in-house claims management.

Risk Management from Ashley Page

The insurance you get from Ashley Page is backed by support, advice and guidance on how best to manage your risks - which can help to reduce premiums. For instance, we will:

  • Evaluate and analyse claims to identify patterns and provide proactive risk management advice to help minimise risk exposures.
  • Provide pro-active H&S advice and support, and work with specialist insurers who can provide online training and management of the whole process.

Ongoing Support: Help from Placement to Claims

Our aim is to act as a trusted business partner, someone you can rely on to be on hand to offer advice and support when you need it.

We will:

  • Offer a dedicated account manager, your first point of call for help with risk management and insurance.
  • Carry out regular reviews to make sure your insurance arrangements keep up with the changing needs of your business.
  • Help to minimise the impact of a loss - supporting your efforts to put in place disaster recovery plans, providing insurer toolkits and putting you in touch with specialist help if required.
  • Offering dedicated claims support - we’ll always be in your corner, offering responsive advice and support when you need it most.
Get a quote 020 8349 5100

Our Construction Experience

We have more than 40 years' experience working with construction businesses and contractors, which means we understand how to deliver cost effective insurance that meets your needs and protects your livelihood.

We are proud to have helped many business over the years to find a wide range of insurance solutions. We can provide a wide range of relevant and tailored insurance solutions for this sector, including:

  • Contractors insurance.
  • Contractors all risks insurance.
  • Structural warranties.
  • Design and construct professional indemnity.
  • Fencing contractors insurance.
  • Builders insurance.
  • Plumbing and heating engineers insurance.
  • Electrical contractors insurance.
  • Landscape gardeners insurance.

Find out how we could help protect your business today.

Related FAQs

See all FAQs

Why do I need my Employer Reference Number (ERN) when I take out an insurance policy?

If you require employers liability and your business is not exempt from holding a HM Revenue & Customs (HMRC) Employer Reference Number (ERN), you’ll need to provide us with your ERN. Insurers need to give employers liability insurance policy details including, where appropriate, your ERN, to the Employers' Liability Tracing Office (ELTO) who will add the details to their electronic database. The database helps people who have suffered injury or disease at work in the UK to quickly and easily find the insurance company which was providing employers liability insurance at the time their injury or disease was sustained.

What is an engineering policy and do I require one?

There is a statutory requirement to perform periodic inspections on certain types of plant or equipment. An engineering policy will provide access to and cover the cost of professional inspection services, and can be extended to provide sudden and unforeseen damage cover including breakdown. If you own or operate equipment that requires regular inspection, you may need engineering cover. Examples of plant or equipment requiring regular inspection include: lifts, forklifts, power presses, exhaust ventilation plant, stored air or steam pressure, plant fitted with hydraulics, chains, wires or ropes.

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