Fine Art, Antiques and Jewellery Insurance

Specialist cover for your most precious possessions.

Get a quote 020 8349 5100

If you collect fine art, antiques or other rare and unique valuables including jewellery, a standard contents insurance policy may be inadequate and leave you exposed.

Peace of mind comes with knowing that your most prized possessions are protected by a specialist household insurance policy that is specifically designed around you.

At Ashley Page, we work closely with the UK’s leading insurers who specialise in protecting high value possessions. We understand that you need a carefully crafted policy that is built around your passion, giving you confidence that should the unforeseen happen you have the right cover in place.

Standard Covers

  • Fine art.

  • Antique furniture, rugs and tapestries.

  • Jewellery.

  • Stamp, coin and medal collections.

  • Gold, silver and precious metals.

  • Sculptures and statues.

  • Guns.

Key Features

  • Warranty free cover  - no mandatory alarm or lock use requirements.

  • All risks cover against physical loss or damage.

  • Worldwide cover.

  • Agreed value.

  • Depreciation in value following damage.

  • Death of an artist.

  • Transit risk.

  • Defective title.

  • Discounted valuation service.

Fine Art, Jewellery & Antiques Insurance From Ashley Page

We have more than 40 years’ experience in providing bespoke insurance solutions for people who have a passion for fine art, antiques and other collectables.

We pride ourselves on our personal approach and professional advice, guidance and support. Your dedicated account manager will take the time to get to know you and find the right insurance for you, working with the UK’s leading specialist insurers in high net worth cover. In the unfortunate event that you need to make a claim, our dedicated in house team will provide you with support and guidance every step of the way, making sure that you get the best possible resolution as quickly as possible.

Contact one of our specialist advisers today to find out how you can protect your most valued possessions.

Related FAQs

See all FAQs

My policy already covers my jewellery, what are differences with the high net worth insurer?

Subject to valuation, high net worth insurers cover items on an agreed value basis. In addition, in the event of a claim, you are free to use your own jeweller and not an insurer’s nominated jeweller Most insurers will agree to cash settlement based on valuation figure and not the cost of replacement.

What is personal possessions insurance and why should I purchase it?

When you take out home contents insurance you will have protection for your personal possessions at your residence. Personal possessions insurance extends the cover for loss or damage outside of your home. The most common claims under this cover are loss or theft of an item of jewellery or laptop often whilst on holiday (travel policies provide cover but have very low single article limits). Typical items covered are portable computer equipment, jewellery, contents of a handbag, clothing, hearing aids and glasses.

What should I include in my contents cover?

Your contents cover should include anything that is not built in - for example furniture, white goods, carpets, curtains, clothes, linen, kitchenware and so on.

Can cover be issued without onerous security requirements?

It is possible to arrange cover on what is known as a warranty free basis. This means that the Insurer does not stipulate that locks and alarm must be used and cannot refuse a claim if they are not put in place (although there is the expectation that in general they will be put in place).

What is the most effective way of insuring valuable art, antiques and jewellery?

Ideally, these items should be insured on an agreed value basis. This means that in the event of a total loss, this is the amount you are guaranteed to be paid. Valuation or original invoices will be required.

Can cover be provided for goods which are in storage or in bank safe deposits?

Yes cover can be arranged for jewellery, art, antiques or other such items whilst being stored in a bank, safety deposit box or whilst being restored/repaired.

How are claims usually paid?

The majority of claims can be settled on a cash basis. Insurers do not insist that their own suppliers or providers deal with replacement of your lost or damaged goods.

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